Disability can impact your life in more ways than you think it can. If you are suffering from some illness or alignment, then it can impact not only on your health but also your finances.
There is variation in the policies depending on the types of disability e.g. whether the disability benefits are to be received if the insurer cannot perform the duties of his or her occupation or any job. The disability insurance is different from the critical illness insurance and life insurances as in these two, lump-sum money is given to the insurer whereas in case of the disability insurance the payment is done on the month basis and it continues till the person becomes 65 years old.
Disability Insurance offers you a simple, affordable way to provide an income should a disability prevent you from working.